This is one for the legal division of the Pig’s Arms. Anyone that has ever driven kids to schools or cubs knows that the preferred method is by mums with very large black coloured cars.

 Well, once (ones, for you Emm) upon a time, a long time ago, an old granddad took it upon him to also drive. Not in a big black one, but in his modest Astra 1600cc grey station wagon. It had recently been fitted with a tow bar and even more recent with the electronic harness. This harness cost more than the car, almost. This drive was to take grandson to his cubs.

 While reversing in a parking spot at the cub’s hall, granddad noticed a menacingly large and black vehicle. It was also being parked. There was, during the parking a slight nudge by Astra’s tow-bar ball to the front of this monstrous black car. It was one of those cars that could easily have had a small pool or heli-pad on the roof or in the boot. I am pretty sure it had an internal staircase or lift-well. Anyway, as big the car as small the lady, all hysterical and shaking with rage.

 “You vely, vely bad dliver” she said. “My car shaking, you damage, you damage”. “Show me license, you hit me.” I somewhat sagely reminded her that nothing much had happened and no damage done. Yes, but you vely bad, vely bad she shouted. She then demanded my license which I, always the well mannered driver, produced, even if just to calm her down. We both delivered the cubs and drove off.

 Her car, as it turned out  a: Holden Lexus RX 450h Sports Luxury 4d Wagon insured for $80k=.

 Nine months later, as always when precautions are not taken. A stern GIO letter demanding $ 1530.00 or” the debt collector with dire consequences will take all your possessions, garnishee your wages”( ha ,ha, ha, from ABC’s income will take 2054 years) The letter assumes I am liable. I never have car insurance, never apart from motor bike accident 50 years ago been involved with any accident.

 Now, the legal eagle from the P/Arms advice por favore:. Should I cough up, seeing I saved thousands not having car insurance? Or……… Should I rear up and subpoena the lady driver to court, (whose address I never took) and take her to task of getting the whole front of her car restored and remodeled at my expense? She obviously used her insurance to get every blemish or fault fixed. I never was involved or informed of any claim.

 I remember Maurice and Blackburn solicitors giving me a handy break on some dodgy share dealings involving GIO and a class action by thousands of other shareholders.

 This is of course a different issue and perhaps to save stress and time off from shit and stuff, should, as Emmjay so aptly put it: bend over and cough up? Much obliged and ta. You can send the bill c/- Hung-One. PO Yo. Pig’s Arms legal Aid.